SIP Calculator

Invested amount
Est. returns
Total value
Invested amount
Est. returns

A Surprising Story: The Magic of Small, Regular Investments

"When I started my first job, my friend and I both had a goal to save 1 Crore. He decided to wait until he had a large sum to invest (lump sum). I started a small SIP of just 5,000 per month. Years passed. My friend was still waiting for the 'right time' to invest a large amount. Meanwhile, my small, consistent SIPs, thanks to the power of compounding, had already grown to a surprising amount. This calculator showed me that starting early with small amounts is often more powerful than waiting to start big."

SIP Calculator – Systematic Investment Plan Calculator

A SIP calculator is a tool that helps you determine the returns you can avail when parking your funds in such investment tools. Systematic Investment Plan or SIP is a process of investing a fixed sum of money in mutual funds at regular intervals.

What is a SIP Calculator?

A SIP calculator is a simple tool that allows individuals to get an idea of the returns on their mutual fund investments made through SIP. These mutual fund sip calculators are designed to give potential investors an estimate on their mutual fund investments. However, the actual returns offered by a mutual fund scheme varies depending on various factors.

How can a SIP return calculator help you?

  • Assists you to determine the amount you want to invest in.
  • Tells you the total amount you have invested.
  • Gives an estimated value of the returns.

How do SIP calculators work?

A SIP plan calculator works on the following formula –

M = P × ({[1 + i]^n – 1} / i) × (1 + i)

Where, M is the amount you receive upon maturity, P is the amount you invest at regular intervals, n is the number of payments you have made, and i is the periodic rate of interest.

Frequently Asked Questions (FAQ)

How much can I invest in a SIP?

You can start a SIP with an amount as low as 500. There is generally no upper limit to how much you can invest.

Are SIPs similar to mutual funds?

A SIP is not a product itself, but a method to invest in mutual funds. It allows you to invest a fixed amount regularly instead of a large one-time investment (lump sum).

Can I modify my SIP amount?

While you cannot modify an existing SIP, you can stop it and start a new one with a different amount. Some platforms also offer a 'SIP Top-up' feature to increase your investment amount at regular intervals.

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